Medicaid is a public health insurance
program jointly funded by the state and federal
government. The major requirement for Medicaid
eligibility is income. Families and individuals
who meet those income requirements can receive
health care services at little or no cost. The
program also extends to some elderly people and
to some who are physically or developmentally
disabled, depending on income. There are some
children who do not qualify for Medicaid because
of income who might qualify for the State children’s
health insurance program.
There are opponents of this type of tax-funded
health care program who argue about the high cost
of offering health insurance on this level. The
problem is that without it, there would be thousands
of the nation’s poor who simply have no
options with regard to medical care.
Consider the single parent who is raising two
small children. One arrives home from school with
a fever and cough. The mother can’t afford
to miss work, let alone pay the cost of a doctor’s
visit and then pick up the necessary medicines
to take care of the bug plaguing her child. So
instead of a doctor’s visit the next day,
the child goes off to school, spreading the germs
to classmates and teachers. At the end of the
following day, the fever is raging and the mother
then makes a trip to the emergency room - where
they must provide services for the sick child
and where they won’t typically require the
mother to pay up front. By now, the ill child
has spread the bug around and the well child will
be sick within a few days, starting the cycle
over again. It’s not that she doesn’t
care - it comes down to the lack of funds to do
the right thing.
With Medicaid, the mother is still faced with
missing work to make the trip to the doctor, but
at least she can seek out the medical treatment
and provide the necessary medicines for her child.
She may even get the child into a clinic at the
first signs of illness, halting the progress and
spread of the germ. The cost difference - at least
from the mom’s point of view - is astronomical.
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