Broker - Health Insurance Definition
When it comes to health insurance,
a broker is simply the person who sells you the
policy. But unlike a person who sells you new
shoes, the health insurance broker has some ongoing
responsibilities. This is the person who’ll
be responsible for collecting your premiums
and advising you of changes in your policy. He
or she should also be ready and able to occasionally
review your policy to ensure that you have the
best coverage for your current situation.
So how do you find a reliable broker? The same
way you find the shoe store with the best deals
and greatest sales people - you shop around.
- Talk to friends, family members and coworkers.
Be aware that sometimes a friendly face and
great smile can win an unearned vote of confidence
so be sure to ask how long they’ve worked
with an agent.
- Remember that the best broker may not live
around the corner. With the availability of
the Internet and the advanced communications
options today, there’s no need to deal
with the only agent in your small town to offer
the services you need.
- Check them out. Call or send an e-mail a short
time after the initial consultation. See how
long it takes for a response. That response
time is a great clue to the service you can
expect.
|
