When the adults of the family become the older generation, their needs change. In today’s changing society, Adult Daycare - or Adult Day Services, as it’s sometimes called - can mean the difference in having a parent nearby and committing their full-time care to a nursing home. Typically, the adult center will have recreation, therapy and meals, all in a controlled environment.

These daytime programs can provide two important services for families. If the caregiver needs to work, the center can provide the equivalent of day care for an older or developmentally disabled adult on a regular basis. In some cases, the caregiver simply needs an occasional respite. Faced with the daunting task of caring for an adult’s every need is wearing and the occasional day off means the caregiver can be more effective.

But what abut the cost? Actually, some health insurance policies will pay for services such as these. If you have an adult in your life and are in need of these services, check with your insurance agent. If you know someone approaching that age, consider amending an existing insurance policy to include these services or take out an additional policy.